More Americans are struggling to pay their credit cards, and what's holding them back is only getting worse

Joe Raedle/Getty Images Late payments on credit-card debt remain on the rise. This contrasts the trend in other forms of credit including auto loans and mortgages, where late payments of 30 days or more are on the decline. Michael Pearce, an economist at Capital Economics, said higher interest rates have left more families struggling to pay promptly. Paying off credit-card debt on time is one of the most important ways to maintain a good credit score. It's getting more expensive to borrow from b...